How 303,000 Michiganders Got Health Insurance With up to 35% Savings on Premiums

Under Biden’s 2021 American Rescue Plan, the average Michigander with an existing marketplace plan has seen the cost of their premiums plunge by roughly $59 a month. 

Need to Know

• More than 303,000 Michiganders signed up for health insurance on the marketplace 
• Only about 5% of Michiganders remain uninsured
• Anyone who missed the Jan. 15 sign-up deadline can still obtain coverage if they experience a qualifying life event, such as job loss or divorce

MICHIGAN–More than 303,000 Michiganders will get access to health care, prescription drugs, and potentially life-saving treatment after they signed up for a 2022 health plan on the Health Insurance Marketplace, Gov. Gretchen Whitmer announced last week. 

The figure represents the highest number of sign-ups in Michigan via the marketplace since 2017 and leaves only 5% of people in the state uninsured, one of the lowest rates in the nation. 

The increase in sign-ups is at least partially attributable to President Joe Biden’s American Rescue Plan, which made premiums far more affordable and in many cases, also lowered deductibles. Thanks to Biden’s law–which was passed with only Democratic support–the average Michigander with an existing marketplace plan has seen the cost of their premiums plunge by roughly 35%, or $59 a month. 

“I am thankful to our federal partners for helping us make this successful Open Enrollment period possible, and to our state and local partners for all they did to help these Michiganders get covered,” Whitmer said in a statement.

The sign-up period for 2022 plans ended on Jan. 15, but anyone who missed that deadline can still obtain coverage if they experience a qualifying life event, such as the birth of a child, a job loss, or a marriage or divorce. 

RELATED: Whitmer Gives 38,000 Childcare Workers a Bonus Using Money From American Rescue Plan