Your questions about getting unemployment in Michigan, answered

If you’re experiencing unemployment in Michigan, benefits can keep you afloat. Here’s everything you need to know about filing, getting paid, and finding work.

Whether you’re facing a layoff or coping with a personal hardship, losing employment can disrupt your sense of security. A disruption in income affects the whole family and often leaves parents or caretakers concerned about how they’ll pay the bills.

When these challenging scenarios arise, unemployment benefits offer relief and hope for Michiganders in need—but the application process can be daunting.

To help simplify the experience, we’ve compiled a straightforward, easy-to-peruse list of frequently asked questions about how to get (and maintain) unemployment in Michigan.

What is unemployment?

In short, unemployment benefits are temporary financial assistance provided through the state of Michigan for unemployed workers.

Who qualifies for unemployment in Michigan?

Applicants for unemployment must be without jobs due to no fault of their own. In addition, they:

• Must be available and willing to accept new work if presented
• Must be physically and mentally capable of work they have previously done
• Must be actively applying for jobs
• Must meet wage requirements

When should I apply for unemployment?

As soon as possible. To ensure you don’t miss a week, it’s in your best interest to file during the first week of your unemployment.

To ensure your application is filed on time, the state asks applicants to file by “Friday of the week after your last day of work before separation.” So, for example, if you’re laid off on a Tuesday and your last day is on Tuesday, you’ll need to apply for unemployment benefits by the end of the following week.

If you file late, you’ll risk a delay in receiving financial support.

Do I have to apply in person?

No! In fact, the preferred application method is online via the State of Michigan website. You’ll create an account on the unemployment portal, where you can submit documents and follow up with your application for benefits.

Not computer savvy? That’s alright: Phone applications are also accepted. Start the process by calling 1-866-500-0017, or 1-866-366-0004 if you’re hearing impaired.

What do I need to apply?

Here’s a checklist of items you’ll need to apply for unemployment in Michigan:

• A Social Security card
• A valid driver’s license or state ID
• The last date of employment with each previous employer in the past 18 months
• The contact information for previous employers
• Info about your gross quarterly earnings from previous jobs
• The Federal Employment ID number and Employer Account Number for your most recent employer. The IRS website can help you find your employer’s numbers.
• If applicable, your Alien Registration card and work authorization info

How will I receive my benefits?

You can receive benefits through a debit card or via direct deposit to a bank account.

How much money will I receive?

Your weekly payment is determined based on your quarterly wages. This means that your benefit amount depends on how much you were receiving at your previous job before being laid off. Personalized calculations will be broken down in your Monetary Determination letter, which you’ll receive after applying.

How do I maintain my unemployment benefits?

It’s absolutely critical to note that you must be actively searching for work and completing a biweekly certification of eligibility—which includes proof of at least one weekly “work search activity”—to continue qualifying for benefits. These activities can be submitted online to the Unemployment Insurance Agency.

Upon applying, register with the Pure Michigan Talent Connect program, where you’ll create a job seeker profile and gain access to job openings throughout the state. You’ll also need to connect with staff at Michigan Works!, who can assist in your job search. Find more info about setting up an appointment (often offered virtually) at the Michigan Works! Website.

What if I get a new job?

Once you get a new job, simply report this change during your next scheduled biweekly certification check. This will end your unemployment benefits.

Let’s review with a step-by-step checklist:

1. Confirm that you meet wage and capability requirements
2. Gather required documents and information
3. Create an account on the State of Michigan website in a timely manner
4. Submit application and choose desired payment method
5. Register with Michigan Works! And Pure Michigan Talent Connect
6. Complete weekly job search activity
7. Recertify every two weeks to keep benefits active

The unemployment process is certainly not fun. But with the right tools and information, it’s manageable—and it can provide you and your loved ones with a lifeline during a challenging time.